Thomas Ragot

Bank specialiazed in consumer microcredit.

Trainee as a credit analyst in corporate finance in Troyes, France for a semester in regional sales management of Champagne and Bourgogne.
-Analyze customer’s financial history to permit loan
-Evaluate credit data and financial statement to determine degree of risk
-Communicate with customers to solve their problems
-Give suggestions in improving a credit structure
-Database prospect creation

Savings project on clientele under guardianship.
PowerPoint presentation for weekly assessment by agency.
Small and middle-sized portfolio management of new customers.
Office Management.

Credit analysis of small and middle-sized companies in Monterrey, Nuevo Leon, Mexico.
-Michelin, SA de CV
-FEMSA, SA de CV
-Soriana, SA de CV
Portfolio management
Office management

Auditing THYSSENKRUPP for a transfer of its public lighting activity.

10 years experience in a food retailing company.
Team manager,
Cashier,
Ordering,
Price management.